- Involve your family in holiday planning. Discuss ways to have fun spending less during the holidays.
- Make a holiday bucket list that includes free activities and opportunities to serve others. Trimming the holiday expenses can also help to simplify the season.
- Carve out time to plan financially for the year ahead. Create a financial vision board to articulate how you’re working toward financial freedom during the coming year.
- Challenge yourself to take fewer trips to the grocery store. One of the best ways to avoid overspending on your food budget is to only visit the grocery store once per week. Try it out this month especially since we tend to spend more on food in November and December.
By: Brenda Langdon
