Is someone using your personal or financial information to make purchases, get benefits, file taxes, or commit fraud? That’s identity theft.
If have become a victim of fraud, the Federal Trade Commission shares that the first step is to call the companies where the fraud occurred.
- Call the fraud department. Explain that someone stole your identity. Ask them to close or freeze the accounts. Then, no one can add new charges unless you agree.
- Change logins, passwords, and PINS for your accounts.
Visit IdentityTheft.gov to report theft and get a personal recovery plan. Learn more steps in the FTC’s resource, Identity Theft: What to know, What to do.
By: Nora Rhoades