Fall is a good time to look back at the year and evaluate your financial
planning and then use that knowledge to plan for next year. One way to assess your progress since January is to compare how much debt you owed at the beginning of the year to now. Do you owe more or less overall? Another is to compare your net worth (assets minus liabilities). Are you worth more now than you were at the first of the year?
Set up alerts for your bank and credit card accounts. Many institutions offer free alerts when suspicious spending occurs, but you may still need to opt-in to those services.
Invest some time to learn more about smart money management. Read a book, attend a class, or listen to a podcast.
By: Brenda Langdon
