Tag: Resource Management

12 Tips to Save Energy Dollars

Saving energy and money go hand-in-hand. The Consumer Federation of America (CFA) has identified 12 simple ways consumers can save both. For more energy saving information, visit energysaver.gov or energystar.gov.

  • Air Dry – Air dry dishes instead of using your dishwasher’s drying cycle.
  • Turn It Off – Use timers and motion detectors to turn off lights. Unplug TV entertainment systems when travelling (use power strips for easy on/off switching), and don’t leave your computer and monitor on needlessly.
  • Don’t Get Burned with Hot Water – Lower the thermostat on your water heater to 120F. Water heaters are the second highest source of home energy use.
  • Fill It Up, Please – Wash only full loads of dishes and clothes.
  • Keep ‘Em Clean – Check furnace, heat pump, and AC filters once a month, replace regularly. Dirty filters can increase energy costs and damage equipment.
  • Get a Check Up – Get your heating system checked once a year. A licensed professional will make sure that your system is operating efficiently and safely.
  • Stop the Breeze – Caulk and weather-strip around drafty doors and windows.
  • Get an Audit – Your utility company may offer free energy audits that can identify expensive energy losses in your basement, unfinished rooms, attics and leaky ductwork. Sealing your ducts can give big savings on energy bills.
  • Take a Walk – Circle your home with an easy-to-use spray foam insulation. Look for openings and gaps around pipes, chimneys, lights, windows, and brick and cement work.
  • Get with the Program – Install a programmable thermostat which automatically adjusts the temperature during the day or at night, keeping you from forgetting as you dash off to work. This can save you up to $100 a year.
  • Stay Bright – As “old-school” incandescent light bulbs burn out, replace them with new, light emitting diode bulbs (LEDs) and save about $90 a year in electricity costs. You pay more up-front, but shop around, prices are dropping. They use up to 25% less energy and can last up to twelve times longer.
  • Be a Star – Look for products and appliances that have earned the ENERGY STAR label. They meet strict new energy efficiency criteria that will reduce your utility bills and help the environment. For example, an ENERGY STAR clothes washer uses about 40% less water and 25% less energy than standard models.

By:  Nora Rhoades

Medicare Information Meetings

Medicare Information Meetings

October 11, 2016

Noon – 1:00 p.m. @ Osborne Public Library (bring your lunch)

5:00 – 6:00 pm @ Smith County Courthouse in Smith Center

Information will be shared about:

  • Senior Medical Patrol (SMP)medicare
  • Senior Health Insurance Counseling for Kansas (SHICK)
  • Medicare Open Enrollment (Oct. 15-Dec. 7)
  • Question and Answer Session

The featured presenters will be Janet Boskill, SMP/SHICK/MIPPA Regional Manager with Kansas Department for Aging and Disability Services, and Nora Rhoades, SHICK Counselor and Post Rock District Extension Agent. The meetings are free to attend, but please RSVP by October 10. Call the Osborne Office at 346-2521 or the Smith Center Office at 282-6823. You can also email Nora Rhoades at nrhoades@ksu.edu

By:  Nora Rhoades

Health Insurance Smarts

When choosing a health insurance plan for you and your family there is much to consider. What benefits do you need? Which health care providers do you prefer to use, and which can you use? What costs are you comfortable paying? Do you have an emergency or “rainy day” fund to cover expenses

Nora Rhoades Family and Youth Development Agent
Nora Rhoades
Family and Youth
Development Agent

in case of sickness, job loss, or economic downturn? The right plan for you and your family will depend on your health and your financial situation. Check out the K-State Research and Extension Health Insurance Smarts resources as you make insurance decisions.

Contact a Post Rock District Office to access non-biased decision-making resources or to schedule an appointment to discuss health insurance decision-making.

By:  Nora Rhoades

Prepare Kansas 2016 Keeping Food Safe in Emergency Situations

Starting September 1, 2016, Prepare Kansas will provide tips on keeping food safe in emergency situations. This year the Prepare Kansas program will be conducted through the K-State Research and Extension FacebookPrepare Kansas page.

No registration is required, so anyone interested in planning ahead for emergencies can follow on Facebook at any time during September, pick up handy information and interact with K-State extension specialists and agents.

Emergency and disaster preparedness resources can be accessed year-round by contacting your local Post Rock Extension District Office. Prepare Kansas also has a blog at http://blogs.k-state.edu/preparekansas/.

By:  Nora Rhoades

Know Your Credit

Using credit is only one of the tools in your toolbox for managing your financial life. Along with understanding the difference between needs and wants, setting financial goals, and following a spending plan, you will need to decide if using credit will help you meet your financial goals.

Learn how to use this personal financial resource to your best advantage. Check out the KSRE Know Your Credit resource!

By:  Nora Rhoades

Farm Succession Planning Seminar

Farm Succession Planning Seminar

The Post Rock District is hosting a Farm Succession Planning Seminar! The featured speakers will provide resources, tools, and insight related to: steps to keep the family farming, rural business succession planning, strategic financial planning with land and commodity trends, legal and tax considerations, and leaving a legacy through charitable giving. The seminar will also include a question and answer panel with nationally and state recognized experts. For details and registration information visit www.postrock.k-state.edu/events/.

By:  Nora Rhoades

Shopping for an Individual Retirement Account (IRA)

An IRA is a tax-advantaged retirement savings option available to help Americans achieve their retirement goals. K-State Research and Extension has guides available to help you understand the two basic types, Traditional IRAs and Roth IRAs. The guides explain how to evaluate different IRAs before investing, and a worksheet is provided to help compare options.

By:  Nora Rhodes