One in five people have an error on at least one of their credit reports according to a study conducted by the Federal Trade Commission. When is the last time you checked your free credit report? Check your credit from once a year to once a week. You can access your credit report from each credit reporting agency – Equifax, Experian, TransUnion@annualcreditreport.com. Be sure to check your credit and keep errors off your account. Especially if you are postponing bills, using more credit than usual, applying for loans.
Everyone loves to grow tomatoes but unfortunately, they can be prone to disease. If your tomatoes have ever looked brown and splotchy you might have a leaf spot disease. The link below will help guide you when diagnosing and preventing tomato disease.
The 5 C’s are a great starting point to assist people who are struggling to balance income and expenses in economic good times or bad such as trying to reduce debt, establish an emergency fund, save for retirement, or reach a personal financial goal.
Control – As much of the situation as you can. Recognize that it is natural to feel the effects of stress. Developing and following a plan can reduce stress and help you maintain control of your financial position.
Communicate – Talk with family members about available income and resources. Decide what the family needs now, soon and in a few months. Then make a plan together.
Be Prepared to Change – To make it through the hard times, look for ways to reduce expenses, use the things you have longer, swap items with others, trade services.
Claim benefits that are due to you – Apply for unemployment, SNAP, utility assistance, and local resources as soon as possible.
Confer with creditors – Don’t ignore the situation. If you can’t make credit payments contact creditors and work out realistic payment schedules.
A food thermometer should be your best friend, never determine meat doneness based on color. Use a food thermometer and make sure meat is cooked to the recommended minimum internal temperature to reduce the risk of food borne illness. For the three most common types of grilled meats, those recommendations include:
Steaks, chops and roasts – 145 degrees Fahrenheit.
Ground meat – 160 F.
All poultry – 165 F.
A food thermometer should be inserted into the center of the thickest part of the meat, away from bone, fat and gristle. For ground meat – such as hamburger patties – insert into the side so that the thermometer is positioned through the center of the food.
Use separate plates and utensils for raw meats and cooked meats.
Keep hot foods hot and cold foods cold. Hot foods should be maintained at a temperature above 140 F, while cold foods should be kept below 40 F.
Wash your hands frequently, especially after handling raw foods, before and during meal preparation, and before eating.
Prepare several ice chests to keep food cold and to separate items. Keep beverages in one chest, ready-to-eat foods in another, and raw meats in a third.
Do not wash meat or poultry before cooking.
Some non-food safety tips include positioning the grill away from flammable areas, checking the charcoal or gas supply so you don’t run out while preparing meals, and keeping children and pets away from a hot grill. Have fun and stay safe this grilling season!
If you want to sit in your garden and not only enjoy the sites, but also the smells consider planting some fragrant flowers. Floral fragrance effects our emotions and memories in positive ways. To add some wonderful smells to your garden, choose roses, irises, dianthus, honeysuckles, or oriental lilies. Learn more here: https://tinyurl.com/y4b8h2jc